The Law Office of Damon Smith & Associates

Damon Smith & Associates Attorneys Since 1998

$0 Down Bankruptcy*

Free Confidential Consultation!

25 Years Ch 7 & 13 Bankruptcy

Legally Get Rid Of Debt!

Stops Lawsuits!

Stops Foreclosures!

Stops Garnishments!

Stops Harassing Calls!


Disclaimer * The use of e-mail or this form for communication with the Damon Smith & Associates Law Offices or any of our individual attorneys does not establish a lawyer-client relationship. By submitting this form you agree to receive recurring messages from Damon Smith & Associates Law Offices to the provided mobile number and also that you have read and understand the Disclaimer. Message & data rates may apply.


Why Work With Us


In the last 25 years we have represented over 2000 people in Bankruptcy cases.

Low Cost

Most CH 13 cases are filed with $0 upfront Attorney fees. Our CH 7 fees are consistently lower than the average for our area.

Easy On You

We do not send you home with long questionnaires to fill out. We pull credit reports to get accurate information and go over them with you to insure better results.


We are a small town firm with friendly hard working people. You will only see Damon Smith in a suit at Court and only because it is required.

Damon Smith, Attorney

Mr. Damon Smith began practicing law in Florence Alabama in 1998 and has handled a few thousand cases concerning Bankruptcy and Divorce. He is a 1997 Graduate of The Birmingham School of Law where he received a Juris Doctorate in Law. Damon Smith Graduated from the University of Southern Mississippi in 1992 with a Masters in Social Work and from the University of North Alabama in 1990 with a Bachelor’s of Science in Social Work. He worked as a Therapist and Social Worker in various areas before and during Law School. He went to Coffee High School and Graduated in 1986.

Employee Name, Job title

A short biography of the employee and why their background should inspire potential clients' confidence.

*$0  down to file case applies to only those clients that qualify and file a chapter 13 under the U.S. Bankruptcy Code who A.) have not had a prior chapter 13 dismissed within the past year, and B.) are not trying to stop a foreclosure within 20 days of filing bankruptcy and C.) will be able to make Chapter 13 plan payments to the Tustee through direct paycheck deduction . D.) Credit reports and credit counseling certificates are provided by third parties and do incur a charge. The Bankruptcy Court for the Northern District of Alabama will in certain circumstances approve an application to pay the filing fee in installments through the chapter 13 plan. The application to pay the filing fee in installments is subject to approval by the U.S. Bankruptcy Court and can be denied.

The following language is required pursuant to Rule 7.2, Alabama Rules of Professional Conduct. No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. We are a Debt Relief Agency. We help people file for Bankruptcy relief under the Bankruptcy Code. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.